1st Choice Home Centers

704-883-8228

Turn to us at 1st Choice Home Centers to help you find the perfect manufactured home!

1st Choice Home Centers

704-883-8228

Turn to us at 1st Choice Home Centers to help you find the perfect manufactured home!


You Can Find Owner Financing for a Manufactured Home

Posted: Aug 04, 2014
Author: 1st Choice Home Centers

Achieving the American dream of home ownership can be challenging sometimes with the criteria that traditional lenders have in place. For those who want to go the route of buying a manufactured home, it can be even tougher. But while tougher, it is not impossible. There are lenders that will finance a manufactured home, and there are even some available with owner financing.

Owner financing on a manufactured home can be the perfect solution for a number of circumstances. It is often easier to qualify, as each owner sets their own criteria, and most are more flexible than traditional lenders. In some cases, they are content with a lower down payment, although that is not always the case. Some terms of the financing might be better than with a conventional mortgage. You should review the interest rate, length of the loan, balloon payment (if present), and consequences of default. As with any legal document, if you do not fully understand about all the terms, you should consult with an attorney before proceeding.

At 1st Choice Home Centers in Statesville, NC, we specialize in making your American dream come true, and that includes walking you through the process of obtaining financing for a manufactured home. As a North Carolina Mortgage Broker, we are able to offer our clients more of a variety in financing options. Our senior management has over 27 years of experience in the manufactured home industry. We even have a loan originator on site to help you. Whether this is your first home, retirement home, or something in between, we will do everything we can to make it a reality for you.


About 1st Choice Home Centers

If you are looking for a new home in the Statesville, North Carolina area, contact us at 1st Choice Home Centers. We can build the modular home of your dreams!

1st Choice Home Centers

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  • Statesville NC, US

    704-883-8228


    119 Beechnut Lane Statesville NC 28625 US

    1st Choice Home Centers

    Visit Our Website


    Hours of Operation

    Tuesday
    9:00 AM - 6:00 PM
    Wednesday
    9:00 AM - 6:00 PM
    Thursday
    9:00 AM - 6:00 PM
    Friday
    9:00 AM - 6:00 PM
    Saturday
    9:00 AM - 5:00 PM
    Sunday
    Closed
    Monday
    9:00 AM - 6:00 PM

We Service
Statesville, Troutman, Taylorsville, Mocksville, Maiden, Conover, Newton, Union Grove, Harmony, Mooresville